Cyber crime – sunte hi dimag mein ek dark room, hoodie wala hacker aur green code wali screen aati hai.
Lekin asli scene yeh hai ki 90 % cyber crime humaari galti se hota hai.
Haan, main bhi kabhi “free recharge” waale link pe click kar chuka hun, ab sharam aati hai.
Isliye aaj likh raha hun – koi bhashan nahin, bas jo maine seekha, jo logon ke sath hua, aur jo Google pe sabse zyada search hota hai, woh pack kar ke de raha hun.
Cyber crime kya hota hai?
Google ke top box mein yeh pehla sawaal aata hai.
Simple: internet ya phone ke zariye koi tumse paise, data ya identity chura le, toh woh cyber crime hua.
Online fraud, fake UPI link, WhatsApp lottery, Instagram fake job – sab isi bucket mein aate hain.
Iska matlab yeh nahin ki aapko net band kar do, bas thoda common sense on kar do.
Cyber crime ke latest types 2024
Sabko pata hai phishing, lekin 2024 mein jo new tricks aayi hain, unka counter bhi likh deta hun.
1. Deep-fake call
Aapko video call aata hai, samne wala boss dikhta hai, bolta hai “urgent payment karo”.
Bachne ka tarika: code word rakho – “kal chai peene ka plan kya tha?” Agar samne wala confuse ho jaaye, fake hai. Maine khud apni mummy ka code word “Tuesday pakode” rakha hai, office mein kisi ko nahin pata.
2. Fake part-time job
Telegram pe “like karo, 500 daily” – pehle 3 task mein 150 bheje, phir bolte hain “big task” ke liye 5,000 lagao.
Counter: paise lene waali job kabhi nahin hoti. Screen-record karo, report karo, block karo.
3. SIM-swap
Aapka network gayab, SMS aata hai “port-out confirm”.
Do minute baad bank OTP banda kisi aur ko ja raha hai.
Bachne ka: kabhi bhi “port” ya “SIM upgrade” SMS pe click nahin karna. Direct operator store jao.
4. Fake QR code at shops
Chai ki tapri pe sticker change kar diya – scan kiya, 500 gaye.
Counter: QR scan karne se pehle shopkeeper se bol ke dikhao, ya Google Pay mein “pay” nahin “scan” ka option use karo – usmein amount pehle dikhta hai.
Cyber crime se bachne ke 5 daily habits
Yeh koi rocket science nahin, bas phone use karte waqt yaad rakhne wali baatein hain.
- Screen-lock PIN 6-digit – pattern mat banao, CCTV se reverse ho jaata hai.
- UPI PIN kabhi receive karne pe nahin dalte, sirf pay karne pe dalte hain. Yaad rakho – “pay” = paisa jaayega, “receive” = paisa aayega, PIN nahin maangta.
- Bank ka real SMS “-SBIBNK” jaise short code se aata hai. Full name “SBI Bank” likha ho toh fake hai.
- App download sirf Play Store / App Store se karo. APK mirror se “Mod WhatsApp” = open invite to malware.
- Public Wi-Fi pe net-banking mat karo. Airport pe VPN on karo, ya phir mobile data hi use karo – 1 GB kam kharcha, peace of mind zyada.
Cyber crime ho gaya – pehle 10 minute kya karein?
Sab log bolte hain “immediately report karo”, lekin step zero koi nahin batata.
- Screenshot lo – chat, number, transaction ID sab.
- Airplane mode on karo – agar remote access app install hua hai toh connection kaat do.
- Bank ka toll-free – Google pe search nahin, card pe likha number dial karo. Bol do “hotlist kar do” – card block ho jaayega, paisa reverse ka chance banta hai.
- 1930 pe call – government cyber crime helpline. Hindi / English dono mein hota hai, no charge.
- Local police – online FIR bhi chalta hai (cybercrime.gov.in), lekin agar amount 10 k se zyada hai toh thana jaana padta hai. Print out le ke jao, sub-inspectors ko screenshot dikhao, WhatsApp forward nahin.
Cyber crime report kaise karein – step-by-step
Google pe “cyber crime complaint kaise kare” 200k+ searches har mahine.
Process simple hai, bas patience chahiye.
- Portal: cybercrime.gov.in → “Report Cyber Crime” → “Citizen login”
- Category chuno – “Financial Fraud” ya “Social Media” etc.
- Victim details – apna naam, phone, email.
- Incident details – date, amount, account number jo paise bheja, fake number / email.
- Evidence upload – screenshot, bank statement, recording. ZIP banao, size 5 MB se kam.
- Submit – reference number milega, save karo.
- Status check – same login se 7-10 din baad dekho. IO (Investigating Officer) ka number aayega, WhatsApp pe share karo, no need repeated calls.
Cyber crime helpline numbers jo kaam karte hain
- 1930 – National Cyber Crime Helpline (24×7, Hindi / English)
- 155260 – Financial fraud only, bank working hours mein zyada fast response
- 100 – Local police, urgent remote access case mein (koi screen share kar raha ho toh)
Save kar lo, speed-dial pe rakho. Maine mummy ke phone pe contact name “Cyber 911” rakha hai, samajh jaati hain.
Parents ke liye 60-second crash course
Agar ghar pe bade hain, unko bas yeh bata do:
- UPI PIN mat batao, chahe baap bhi maange call pe.
- Video call aaye, screen pe finger swipe karo – deep-fake glitch dikh jaayega.
- Bank ka SMS aaye toh seedha branch jaao, phone pe link pe click nahin.
- WhatsApp forward “Amazon gift” mat kholo – 99 % fake.
- Last wala – kuch doubt ho toh 1930 pe bachche ko nahin, padosi ko bolo call kar de, panic kam hoga.
Teenagers ke liye reel-style tips
30 second mein samajh aaye, tabhi share karenge.
- “Free iPhone winner” – block, report, story pe daalo “scam alert”.
- Game mod APK – virus bhi free, data bhi leak – Play Store version hi khelo.
- Instagram “blue tick” agent – 2,000 rupees? Report account, fake hai.
- Snapchat streak recovery – koi “third-party app” nahin, bas manual snap bhejo.
- Discord Nitro “half price” – only official site, gift link random server pe mat kholo.
Small business walo ke liye extra layer (H2)
Agar aapki dukaan hai, ya online orders lete ho:
- Google Business Profile – weekly check karo, koi fake “closed” review toh nahin.
- QR code sticker – lamination karwao, peel-off nahin hona chahiye.
- Bhim UPI merchant app – sound notification on rakho, customer ke phone pe dikha ke confirm karo.
- Accountant ko admin access mat do, “view only” rakho – insider fraud bhi common hai.
- GST invoice ke saath ek line add karo – “Payment only via displayed QR, any other link not ours.”
Cyber crime insurance – bakwaas ya kaam ki cheez?
India mein aaj bhi proper cyber crime insurance mass-market mein nahin hai.
Few banks give zero-liability on credit card if you report fraud within 3 days.
Debit card pe RBI rule: customer negligence prove hua toh aapka loss.
Isliye best insurance = upyog ki aadatein – secure device, updated app, no random click.
Agar freelancer ho, international clients hain, toh Cyber-insurance add-on le lo – premium ~2k/year, deductible 10k, coverage 10 lakh. Main khud liya hai, ek client ka database leak hua tha, legal notice aaya tha – company ne lawyer fees handle kiya.
Cyber crime case study – 2024 ka real kissa
Noida ka 19-year-old Rahul, Instagram pe “work-from-home data entry” dekha.
3-task free, phole 5k “refundable security”. UPI PIN dalte hi 50k debit.
Rahul ne screenshot liya, 1930 pe call kiya, within 2 hours recipient account frozen.
7 din baad bank ne 42k reverse kar diye – kyunki fraudster ne money trail forward nahin ki thi.
Moral: report fast + evidence ready = paisa wapas ka chance zyada.
Cyber crime se bachne wala monthly checklist
Last Sunday ko 10-minute ka kaam – calendar pe repeat event daalo.
- [ ] Phone update – Android / iOS security patch check
- [ ] Bank statement – 1-minute scan, koi unknown debit
- [ ] Social media privacy – birthday, phone number public toh hide karo
- [ ] Password manager – duplicate password change, 2-factor on
- [ ] Google pe apna name search – koi fake profile ya ads account
- [ ] QR code at shop – physical check, peel ya overlay toh nahin
Cyber crime ka future – 2025 mein kya chall raha hai aur new aane wala hai
AI voice clone ab 10-second sample se ho jaata hai.
Real-time language translation + deep-fake video = call pe foreign client dikhega, accent perfect, lekin fake.
Counter: family code word ab aur zaroori ho jaayega.
Metaverse property – virtual land ka fraud shuru, fake broker banenge.
IoT fridge – agar default password nahin badla, toh hacker ice-cream band karke ransom maangega (already test cases hain).
Bas yaad rakho – jitni tech aage badhegi, utna common sense lagana padega.
Last baat – cyber crime se daroge ya ready rahoge?
Maine apni mummy ko sikhaya: doubt ho toh do-minute ruk jao, koi urgent kaam nahin bhagega.
Agar 10-second mein samajh nahin aaya, toh screenshot + 1930 – bas itna bhi kaafi hai.
Cyber crime kabhi band nahin hoga, lekin awareness failane se at least apna circle safe rahega.
Share karo, family group mein daalo, aur yaad rakho – free ka iPhone, free ka pyaar, free ka paisa – teeno fake hote hain.
FAQs on Cyber Crime
Cyber crime koi bhi aisi illegal activity hai jo computer, mobile ya internet ke through ki jati hai – jaise hacking, phishing, identity theft, online fraud, ransomware attacks etc.
UPI payment frauds
Fake job offers
Phishing emails/SMS
Social media hacking
Online shopping scams
Strong & unique passwords rakho
2FA (two-factor authentication) on karo
Unknown links par click na karo
Public WiFi avoid karo
Antivirus aur system updates lagao
Sabse pehle National Cyber Crime Reporting Portal (cybercrime.gov.in) par complaint karo. Agar financial fraud hua hai to turant apne bank ko inform karo.
Haan, Information Technology (IT) Act, 2000 aur Indian Penal Code ke kuch sections cyber crimes ke liye apply hote hain.
Apne social media par over-sharing mat karo.
Free gaming cheats, crack software download na karo (zyada malware hota hai).
Har link par trust na karo – “free recharge” aur “scholarship scams” bahut hote hain.
Unko educate karo ki OTP kabhi kisi ke saath share na karein, unknown calls se bachke rahein, aur trusted family members ke through hi digital payments karein.
AI-based phishing, deepfake scams, aur crypto frauds abhi se hi suru ho gaye hain. Awareness aur updated security practices hi iska solution hai.